If you’re a truck driver, you may already have found out that your life insurance costs a little more than average as yours is a dangerous occupation.
It isn’t the most dangerous there is – we aren’t Arctic trawler men or Canadian lumberjacks or anything – but it’s up there.
But the really frightening thing isn’t the dangerousness of the occupation – but the amount of men who don’t have adequate life insurance cover – or sometimes any life insurance whatsoever despite the fact that they have dependents families who are reliant on their continued income.
If you find yourself in the position of having no life insurance, but of having dependents who would struggle without you – then please do something about it.
Similarly, if you have some kind of life insurance cover, but you haven’t changed it or reviewed it for a while and your circumstances have changed, then ask an expert in to review your situation. The change in circumstance may be another child, or one on the way, or the loss of a job by your partner, which means your earnings are even more important. The updating and renewing of life insurance needs is perhaps the most neglected area of life cover.
A good insurance company should be able to advise you on your individual needs following a thorough review of your situation. Each family’s needs are different when it comes to life cover. Suncorp, for example, has an excellent reputation for providing comprehensive cover with competitive premiums and is a name that you know and which has been around a while.
The Suncorp website should give you a good idea of the kind of cover it may be wise to think about and how to go about getting it.
But whatever company you decide to go with – do make sure you have good life insurance for your family’s sake.